Exam Success for Daniel

Success has come to CDG administrator Daniel Skinner. In November he gained an NVQ Level 3 Advanced Diploma in Business Administration. He was mentored by Christine Chegwidden from the ESG Group. CDG Managing Director Phil Wort said “Daniel has worked very hard and his success is richly deserved. It also demonstrates CDG’s commitment to staff career progression throughout the business”.

Congratulations!

Well done to CDG Financial Adviser Katherine Ashton. Her efforts have gained her the certificate in Equity Release as recognised by the Chartered Insurance Institute. Along with CDG Mortgage Adviser Lee Tabreham she becomes one of the few financial advisers to obtain the certificate. Katherine said “Along with my qualification in Long Term Care planning, this will allow me to offer my clients a greater range of expertise and services”.

CDG Financial Services has launched a dedicated mortgage advice service in response to growing client demand.

As part of the move, we have appointed mortgage adviser Julia Hoyes who has more than 20 years’ experience in residential and buy to let mortgage advice.

Julia, who was a personal relationship manager for NatWest for many years, has also worked as a self-employed mortgage broker.

In her new role she will assist Lee Tabreham, CDG’s resident mortgage expert, in growing the mortgage team’s client portfolio which   features lettings agents, property developers, solicitors and accountants as well as residential borrowers.

Over the next two years, we also plan to appoint a further three experienced mortgage advisers, taking the team to five.

Julia, who is originally from West Bridgford but now lives in Wilford, has seen a steady rise in the number of new home loan inquiries as more products come on to the market.

She said: “There’s definitely been a change. A few months ago, remortgages accounted for a higher proportion of  my workload but  now they make  up about fifty per cent of it. I’m also dealing with more borrowers looking to buy to let.”

Although  lenders are making it easier for parents to help their children  buy a first  home,   most first time purchasers are entering the market without  parental financial assistance, Julia added.

“In my experience, they are  are saving up for the deposit themselves although there are  now a lot more financial products available to help families.   Most first time buyers are leaving it a little later though before taking that initial step on the housing ladder, with most waiting until they’re in their late twenties or early thirties.”

Julia,  a Nottingham Forest fan, recently became engaged to partner Phil, who is a lifelong Notts. County supporter.  However, as the daughter of the late former Notts County footballer Colin Guyler, Julia is happy to watch both teams.