Investment is inseparable from risk.
Risk is closely linked with the potential for reward. Investors in shares can expect a better return on their money than they would get by simply depositing funds in a saving or deposit account. In these low risk accounts, you accept a low return in exchange for the low risk involved. If you take a risk, however small, you have the right to expect something in return; the more uncertain an investment is the greater the potential return you expect in compensation.
By understanding your investment objectives, time frame of investment and attitude to risk we can advise on the correct portfolio construction and recommend the most suitable vehicles for holding the investments.
The types of investment used include:
Deposit accounts
National Savings
Unit trusts and OEIC’s (Open Ended Investment Companies)
Insurance company investment bonds
ISA’s
Offshore bonds
Where possible tax efficient vehicles are used but beware the trap of letting the tax tail waive the investment dog. Always consider the appropriate nature of an investment and then consider how it can be actioned in the most tax efficient way.
Investments - Historic Information - PDF 160kb