Equity Release
Equity release allows you to release money from the value of your home. It can be a good way to supplement your income if, like many people, you are 'property rich but cash poor'. However it is not necessarily right for everyone, and as equity release is such a serious decision you should seek professional advice before committing yourself. It may be that using existing savings and investments, downsizing or even borrowing money from friends or family could be more suitable.
CDG offer specialist advice on equity release, we will support you through every step of the process. Once you have contacted us we will assess your circumstances and requirements to find out whether equity release could be appropriate for you.
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The adviser will try to understand your hopes and aspirations now, and for the future, in order to help you review your options. If appropriate they will help you select the most suitable scheme for your circumstances from a carefully selected range of plans. You can use the money for whatever you want whether this is maintaining your home, helping your family financially or even paying for a holiday.
If the most appropriate scheme for you involves a lifetime mortgage with rolled up interest then CDG will only select one with a 'no negative equity guarantee'. This protects you by guaranteeing that the value of the outstanding loan will never amount to more than the value of your property.